fbpx

Scott Nicholson

Sales Manager

Mortgage Possible

NMLS# 298536

Social
About

Scott Nicholson

Based in Costa Mesa, CA

Scott Nicholson has been originating mortgages and helping families for almost 20 years. He takes pride in his ability to educate and guide clients through the decision-making process, start to finish. As an industry leader, he’s lead the charge in modernizing the renovation space while helping non-traditional loans, like Seller Buydown, take center stage. By educating both consumers and lenders, Scott is able to help even more families position themselves to benefit from today’s market.

Read More

Resources

How it Works

Learn more about how Seller Buydown loans work

What is a Seller Buydown?

A Seller Buydown is a permanent rate reduction mortgage that lowers the buyer’s rate and payment and is paid for by the seller. In a purchase transaction, the Seller Buydown process involves a seller contributing a financial credit (seller’s […]

Who is a Seller Buydown for?

A Seller Buydown is a strategy for both buyers and sellers.  The Seller Buydown strategy is a multifaceted solution and acts as an equilibrium to balance out a seller and a buyer in a real estate transaction. It allows […]

How it Works for Sellers

A Seller Buydown is an alternative to costly price reductions. When selling your home, the goal is to walk away with as much money in your pocket as possible after the sale is complete. Your real estate agent will […]

How it Works for Buyers

First, did you know when you qualify for a home loan, you’re actually qualifying for the monthly payments? We know that for a home buyer, nothing takes priority quite like having an affordable mortgage payment. The price you’ll be […]

How it Works for Agents

Have you ever used an Interest Rate Reduction Mortgage as a negotiating tactic? This unique mortgage program will help sellers net more from their sale and help the buyer lower their payment (so they can afford a higher sales […]

Business

Mortgage Possible

Sales Manager

Scott Nicholson

Sales Manager

Based in Costa Mesa, CA

Mortgage Possible

485 E. 17th Street, Suite 200 & 202
Costa Mesa, CA 92627

Branch NMLS# 1823253

Licensed In

  • California
  • Nevada
  • Washington
Resources

How it Helps

How Seller Buydown can be used to help.

Rates

Recent National Averages

The following rate data is based on previously locked rates and provided by Optimal Blue.
Want to know what rate you qualify for? Schedule a call or apply now.

Conv. 15-Year Fixed

%

0.001

Conv. 30-Year Fixed

%

-0.004

FHA 30-Year Fixed

%

0.037

Jumbo 30-Year Fixed

%

-0.033

Conv. 15-Year Fixed
Conv. 30-Year Fixed
FHA 30-Year Fixed
Jumbo 30-Year Fixed
Conv. 15-Year Fixed
Conv. 30-Year Fixed
FHA 30-Year Fixed
Jumbo 30-Year Fixed

Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.

Ready to create a financial game plan?

I help families create a game plan with their finances. I understand that everyone doesn't have perfect credit or large down payment, and or has a different timeline to retire.

My offer to you and your family is to create a game plan that is built on your needs, goals, credit, and assets for that new purchase or refinance.