Based in Costa Mesa, CA
Scott Nicholson has been originating mortgages and helping families for almost 20 years. He takes pride in his ability to educate and guide clients through the decision-making process, start to finish. As an industry leader, he’s lead the charge in modernizing the renovation space while helping non-traditional loans, like Seller Buydown, take center stage. By educating both consumers and lenders, Scott is able to help even more families position themselves to benefit from today’s market.
Learn more about how Seller Buydown loans work
A Seller Buydown is a permanent rate reduction mortgage that lowers the buyer’s rate and payment and is paid for by the seller. In a purchase transaction, the Seller Buydown process involves a seller contributing a financial credit (seller’s […]
A Seller Buydown is a strategy for both buyers and sellers. The Seller Buydown strategy is a multifaceted solution and acts as an equilibrium to balance out a seller and a buyer in a real estate transaction. It allows […]
A Seller Buydown is an alternative to costly price reductions. When selling your home, the goal is to walk away with as much money in your pocket as possible after the sale is complete. Your real estate agent will […]
First, did you know when you qualify for a home loan, you’re actually qualifying for the monthly payments? We know that for a home buyer, nothing takes priority quite like having an affordable mortgage payment. The price you’ll be […]
Have you ever used an Interest Rate Reduction Mortgage as a negotiating tactic? This unique mortgage program will help sellers net more from their sale and help the buyer lower their payment (so they can afford a higher sales […]
How Seller Buydown can be used to help.
Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.
I help families create a game plan with their finances. I understand that everyone doesn't have perfect credit or large down payment, and or has a different timeline to retire.
My offer to you and your family is to create a game plan that is built on your needs, goals, credit, and assets for that new purchase or refinance.